| Here's my take on health care: Why bother anymore? Seriously. If you haven't watched tonight's Rachel Maddow, I highly recommend doing so. My worst fear is true. The bill as it stands will not allow coverage to be denied for pre-existing conditions. That's nice. But they are allowed to charge you enormous premiums if you have a pre-existing condition. That's what I expected and what I feared.
Earlier this year, I tried to get health care coverage. I had just left a job that gave me health insurance and the insurance companies were not allowed to deny me coverage for a certain period of time. I applied to several insurers. I got the same response from each of them. No, they wouldn't give me the plan I was applying for. I take too many medications for my migraines. But they are happy to sell me a plan that costs three times as much. A plan I can't afford, which costs 50% more than I pay out of pocket for full-price prescription drugs each month. That's what telling a private insurance company they can't deny someone for preconditions gets you. Apparently, that's all this bill is going to get us too.
If a public option passes - without a trigger and assuming my state won't opt out - and if I am allowed to actually get the public option as my insurance, that's what I'd like to do. But that's a lot of "ifs." Why can't we just have real health reform? Why can't they just give Medicare to everybody? |